Cookie Policy
Last updated: March 2026
Introduction
This Cookie Policy explains how InsurTool ("Company," "we," "us," or "our") uses cookies and similar technologies on our website. This policy applies to all visitors to our website at insurtool.com.
By continuing to use our website, you accept the use of cookies as described in this policy. If you do not agree to our use of cookies, you can change your cookie preferences at any time using our cookie consent tool or your browser settings.
What Are Cookies?
Cookies are small text files stored on your browser or device that record information about your visit to a website. Cookies serve various purposes, including remembering your preferences, analyzing website traffic, and personalizing your experience.
Similar technologies include:
- Web beacons: Small graphic files that track interactions on web pages
- Pixel tags: Small code snippets that enable third parties to track user activity
- Local storage: Browser-based storage that persists data on your device
- Session storage: Temporary storage that is deleted when you close your browser
Types of Cookies We Use
Essential Cookies
These cookies are necessary for our website to function properly. They enable core functionality such as page navigation, form submissions, and security features. These cookies cannot be disabled through our consent tool.
| Cookie Name | Purpose | Duration |
|---|---|---|
| session | Maintains your session state during a visit | Session |
| csrf_token | Protects against cross-site request forgery attacks | Session |
| cookie_consent | Stores your cookie preference settings | 1 year |
Analytics Cookies
These cookies help us understand how visitors interact with our website by collecting information anonymously. We use this information to improve our website and user experience.
| Cookie Name | Purpose | Duration |
|---|---|---|
| _ga | Google Analytics: Distinguishes users | 2 years |
| _ga_* | Google Analytics: Preserves session state | 2 years |
| _gid | Google Analytics: Distinguishes users (daily) | 24 hours |
| _gat | Google Analytics: Throttles request rate | 1 minute |
Functional Cookies
These cookies enable enhanced functionality and personalization on our website. They may be set by us or by third-party service providers whose services we have added to our pages.
| Cookie Name | Purpose | Duration |
|---|---|---|
| color-theme | Stores your preferred color scheme (light/dark) | 1 year |
| calculator_state | Remembers your calculator inputs during a session | Session |
Marketing Cookies
These cookies may be set by our marketing partners through our website. These companies may use them to build a profile of your interests and show you relevant advertisements on other websites. We do not currently use marketing cookies, but we may do so in the future with your consent.
How to Control Cookies
Cookie Consent Tool
When you first visit our website, you will see a cookie consent banner. You can:
- Accept All: Allow all cookies, including analytics and functional cookies
- Reject Non-Essential: Only allow essential cookies needed for website functionality
- Customize: Select which categories of cookies you wish to allow
You can change your preferences at any time by clicking the cookie icon in the corner of our website or by clicking here.
Browser Controls
You can also control cookies through your browser settings. Most browsers allow you to:
- View and delete individual cookies
- Block third-party cookies
- Set rules for specific websites
- Clear all cookies when you close your browser
Please note that disabling cookies may affect the functionality of our website, including features that require remembering your preferences or maintaining your session.
Do Not Track
Some browsers and devices offer a "Do Not Track" (DNT) feature that sends a signal to websites indicating you don't want to be tracked. Currently, there is no consistent industry standard for responding to DNT signals, and our website does not change its behavior in response to such signals.
Third-Party Cookies
We use services from third-party providers (such as Google Analytics) that may set their own cookies on our website. These third parties have their own privacy policies and cookie practices, which we encourage you to review:
- Google Analytics: For more information about how Google uses data, visit the Google Privacy Policy
We do not sell or share your personal information with third-party advertisers.
Cookie Retention
The retention period for cookies varies depending on the type of cookie:
- Session cookies: Deleted when you close your browser
- Persistent cookies: Remain on your device for the specified duration (up to 2 years)
Changes to This Policy
We may update this Cookie Policy from time to time. We will notify you of any material changes by posting the updated policy on our website and updating the "Last updated" date. We encourage you to review this policy periodically.
Contact Us
If you have any questions about this Cookie Policy or our use of cookies, please contact us at:
Email: privacy@insurtool.com