Auto Insurance Terms
The coverage parts of a personal auto policy — liability, collision, comprehensive, medical payments, uninsured and underinsured motorist — plus the terms that only appear in some states, such as no-fault and SR-22 filing.
15 definitions
Bodily Injury Liability
Bodily Injury Liability definition - Learn what bodily injury liability coverage is, how it protects you, and why it's the foundation of auto insurance.
Collision Coverage
Collision Coverage definition - Learn what collision coverage is in auto insurance, how it works, and why it's important for protecting your vehicle.
Comprehensive Coverage
Comprehensive Coverage definition - Learn what comprehensive coverage is in auto insurance, what it covers, and why it's important for protecting your vehicle.
GAP Insurance
GAP Insurance definition - Learn what GAP insurance is, how it works, and why it's important for new car owners.
Liability Coverage
Liability Coverage definition - Learn what liability coverage is in auto insurance, how it works, and why it's important.
No-Fault Insurance
No-Fault Insurance definition - Learn what no-fault insurance is, how it works, and which states require it.
Non-Owner Car Insurance
Non-owner car insurance is a liability-only policy for drivers who do not own a car. See who needs it, what it pays, and how it differs from an owner policy.
Personal Injury Protection (PIP)
Personal Injury Protection (PIP) definition - Learn what PIP coverage is, how it works, and what it covers in auto insurance.
Property Damage Liability
Property Damage Liability definition - Learn what property damage liability coverage is, how it protects you, and why it's essential auto insurance.
Rental Car Insurance
Rental Car Insurance definition - Learn what rental car insurance is, what it covers, and whether you need it when renting a vehicle.
Rideshare Insurance
Rideshare insurance closes the gap between a personal auto policy and a platform's commercial policy. See the three coverage periods and who is on the hook in each.
SR-22
SR-22 definition - Learn what an SR-22 is, when you need it, how to get it, and how long you'll need to keep it.
Underinsured Motorist Coverage
Underinsured Motorist Coverage definition - Learn what underinsured motorist coverage is, why you need it, and how it protects you when the at-fault driver has insufficient insurance.
Uninsured/Underinsured Motorist Coverage
Uninsured/Underinsured Motorist Coverage definition - Learn what UM/UIM coverage is, how it works, and why it's important for protecting you from uninsured drivers.
Usage-Based Insurance (UBI)
Usage-based insurance prices auto coverage from how and how much you actually drive, using telematics. See the two models, how data is collected, and the trade-offs.