{
  "meta": {
    "title": "Average Pet Insurance Rates by State — 2026",
    "description": "Average monthly pet insurance premiums for dogs and cats across all 50 states and DC, based on Insurify rate data as of June 2026.",
    "source": "Insurify — Average Pet Insurance Rates as of June 2026",
    "sourceUrl": "https://insurify.com/pet-insurance/news/average-pet-insurance-rates-june-2026/",
    "dataYear": 2026,
    "lastUpdated": "2026-06",
    "unit": "USD per month",
    "planType": "Accident & Illness (standard)",
    "note": "National average: $43/mo for dogs, $23/mo for cats. Rates vary by ZIP code, breed, age, and coverage tier. These are state-level averages for estimation purposes only."
  },
  "national": {
    "dogMonthly": 43,
    "catMonthly": 23
  },
  "states": [
    { "state": "Alabama", "abbrev": "AL", "dogMonthly": 32, "catMonthly": 15 },
    { "state": "Alaska", "abbrev": "AK", "dogMonthly": 66, "catMonthly": 30 },
    { "state": "Arizona", "abbrev": "AZ", "dogMonthly": 49, "catMonthly": 25 },
    { "state": "Arkansas", "abbrev": "AR", "dogMonthly": 34, "catMonthly": 20 },
    { "state": "California", "abbrev": "CA", "dogMonthly": 49, "catMonthly": 25 },
    { "state": "Colorado", "abbrev": "CO", "dogMonthly": 53, "catMonthly": 29 },
    { "state": "Connecticut", "abbrev": "CT", "dogMonthly": 54, "catMonthly": 28 },
    { "state": "Delaware", "abbrev": "DE", "dogMonthly": 57, "catMonthly": 32 },
    { "state": "Florida", "abbrev": "FL", "dogMonthly": 47, "catMonthly": 24 },
    { "state": "Georgia", "abbrev": "GA", "dogMonthly": 38, "catMonthly": 23 },
    { "state": "Hawaii", "abbrev": "HI", "dogMonthly": 50, "catMonthly": 27 },
    { "state": "Idaho", "abbrev": "ID", "dogMonthly": 50, "catMonthly": 25 },
    { "state": "Illinois", "abbrev": "IL", "dogMonthly": 48, "catMonthly": 23 },
    { "state": "Indiana", "abbrev": "IN", "dogMonthly": 38, "catMonthly": 18 },
    { "state": "Iowa", "abbrev": "IA", "dogMonthly": 43, "catMonthly": 18 },
    { "state": "Kansas", "abbrev": "KS", "dogMonthly": 49, "catMonthly": 22 },
    { "state": "Kentucky", "abbrev": "KY", "dogMonthly": 45, "catMonthly": 22 },
    { "state": "Louisiana", "abbrev": "LA", "dogMonthly": 40, "catMonthly": 20 },
    { "state": "Maine", "abbrev": "ME", "dogMonthly": 51, "catMonthly": 26 },
    { "state": "Maryland", "abbrev": "MD", "dogMonthly": 50, "catMonthly": 25 },
    { "state": "Massachusetts", "abbrev": "MA", "dogMonthly": 64, "catMonthly": 31 },
    { "state": "Michigan", "abbrev": "MI", "dogMonthly": 43, "catMonthly": 18 },
    { "state": "Minnesota", "abbrev": "MN", "dogMonthly": 42, "catMonthly": 20 },
    { "state": "Mississippi", "abbrev": "MS", "dogMonthly": 32, "catMonthly": 11 },
    { "state": "Missouri", "abbrev": "MO", "dogMonthly": 39, "catMonthly": 17 },
    { "state": "Montana", "abbrev": "MT", "dogMonthly": 46, "catMonthly": 18 },
    { "state": "Nebraska", "abbrev": "NE", "dogMonthly": 45, "catMonthly": 21 },
    { "state": "Nevada", "abbrev": "NV", "dogMonthly": 39, "catMonthly": 18 },
    { "state": "New Hampshire", "abbrev": "NH", "dogMonthly": 55, "catMonthly": 26 },
    { "state": "New Jersey", "abbrev": "NJ", "dogMonthly": 46, "catMonthly": 30 },
    { "state": "New Mexico", "abbrev": "NM", "dogMonthly": 38, "catMonthly": 16 },
    { "state": "New York", "abbrev": "NY", "dogMonthly": 56, "catMonthly": 28 },
    { "state": "North Carolina", "abbrev": "NC", "dogMonthly": 38, "catMonthly": 20 },
    { "state": "North Dakota", "abbrev": "ND", "dogMonthly": 45, "catMonthly": 20 },
    { "state": "Ohio", "abbrev": "OH", "dogMonthly": 35, "catMonthly": 18 },
    { "state": "Oklahoma", "abbrev": "OK", "dogMonthly": 33, "catMonthly": 15 },
    { "state": "Oregon", "abbrev": "OR", "dogMonthly": 49, "catMonthly": 25 },
    { "state": "Pennsylvania", "abbrev": "PA", "dogMonthly": 45, "catMonthly": 21 },
    { "state": "Rhode Island", "abbrev": "RI", "dogMonthly": 37, "catMonthly": 16 },
    { "state": "South Carolina", "abbrev": "SC", "dogMonthly": 36, "catMonthly": 17 },
    { "state": "South Dakota", "abbrev": "SD", "dogMonthly": 48, "catMonthly": 24 },
    { "state": "Tennessee", "abbrev": "TN", "dogMonthly": 42, "catMonthly": 18 },
    { "state": "Texas", "abbrev": "TX", "dogMonthly": 38, "catMonthly": 20 },
    { "state": "Utah", "abbrev": "UT", "dogMonthly": 45, "catMonthly": 22 },
    { "state": "Vermont", "abbrev": "VT", "dogMonthly": 52, "catMonthly": 22 },
    { "state": "Virginia", "abbrev": "VA", "dogMonthly": 43, "catMonthly": 21 },
    { "state": "Washington", "abbrev": "WA", "dogMonthly": 43, "catMonthly": 26 },
    { "state": "West Virginia", "abbrev": "WV", "dogMonthly": 41, "catMonthly": 17 },
    { "state": "Wisconsin", "abbrev": "WI", "dogMonthly": 47, "catMonthly": 24 },
    { "state": "Wyoming", "abbrev": "WY", "dogMonthly": 47, "catMonthly": 25 },
    { "state": "District of Columbia", "abbrev": "DC", "dogMonthly": 60, "catMonthly": 34 }
  ]
}